FatalSubject

`UAD1097` — Indicate whether the dwelling has any non-continuous finished area (e.g., a finished office above, below, or behind an attached garage that cannot be accessed from within any living unit).

Where this rule lives in the report

Sales Comparison Approach

Noncontinuous Finished Area

Dwelling(s)

Report Section and Report Subsection as the GSEs define them — the black tab and grey bar you already read on the URAR.

Severity: Fatal — this blocks your UCDP submission and must be fixed before delivery.
Triggered when: ImprovementType = "Dwelling" and LivingUnitExcludingADUCount = 1, and NonContinuousFinishedAreaIndicator is not provided in in a given instance of IMPROVEMENT_DETAIL
Data Point Name: NonContinuousFinishedAreaIndicator
Unique ID: 0300.0114
What this field means: When true, indicates there is finished area attached to the dwelling that is separate and not accessible from any unit(s) (e.g., a finished office above, below or behind an attached garage that cannot be accessed from within any living unit).

How to fix UAD1097

UAD1097 is a Fatal UAD 3.6 edit, so clear it before the appraisal report goes to UCDP.

01Open the Sales Comparison Approach › Dwelling(s) › Noncontinuous Finished Area area of the URAR and find Noncontinuous Finished Area.
02Check the condition that triggers UAD1097: ImprovementType = "Dwelling" and LivingUnitExcludingADUCount = 1, and NonContinuousFinishedAreaIndicator is not provided in in a given instance of IMPROVEMENT_DETAIL.
03Correct the missing, invalid, duplicate, or inconsistent value before submitting to UCDP.
04Use the official Single-family (SF1) sample value on this page as a reference pattern, then re-run validation.

This fix guidance is derived from the published rule message, trigger logic, report location, field definition, and official sample data available for this rule.